Hours

It is now:
Tuesday, October 7

Main and Branch Hours

Monday – Thursday
9:00 AM to 5:00 PM

Friday
9:00 AM to 6:30 PM

Saturday
MAIN OFFICE ONLY – Drive Thru
8:00 AM to 12:00 PM

8055 Ortonville Road
Clarkston, MI 48348
Ph (248) 625-2923
Fax (248) 625-5199

Brandon Office

4 South Street
Ortonville, MI 48462
Ph (248) 627-9944
Fax (248) 627-3873

Prime Rate

Current Rate: 5.000%
Effective: Apr 30, 2008

The Prime Rate is the rate of interest charged by financial institutions to their most creditworthy applicants. The rate is usually very consistent among institutions and adjustments are most often around the same time. However the prime rate does not change on any regular interval.

Source: Federal Reserve Bank of St. Louis, http://research.stlouisfed.org/

Rates

Savings Rates - Effective Tuesday, September 2, 2008
Account TypeAPRAPYMinimum
Deposit		Minimum
Balance
Primary Share / Savings0.500%0.000% - 0.500%$0.00$100.00
Share Draft / Checking0.000%0.000% - 0.000%$0.00$0.00
Money Market Draft0.500%0.500% - 0.500%$0.00$100.00
Money Market Draft1.650%0.500% - 1.370%$0.00$2,500.01
Money Market Draft2.200%1.370% - 1.880%$0.00$10,000.00
Money Market Draft2.530%1.880% - 2.220%$0.00$25,000.00
Money Market Draft2.530%2.220% - 2.560%$0.00$50,000.00
Christmas Club0.500%0.000% - 0.500%$0.00$100.00
Club Shares0.500%0.000% - 0.500%$0.00$100.00
Ira Trad Shares2.500%0.000% - 2.520%$0.00$100.00
Educational Ira Savings2.500%0.000% - 2.520%$0.00$100.00
Roth Ira Savings2.500%0.000% - 2.520%$0.00$100.00
  • Fees may reduce earnings.
  • Rate may change after the account is opened.
  • APY could vary depending on balance attained and length of deposit at this level.

Truth In Savings

SHARE ACCOUNT
As of the last dividend declaration date, the dividend rate was .50% with an annual percentage yield (APY) of .50% on your account. The dividend rate and annual percentage yield (APY) on this account may change every quarter as determined by our board of directors.
CLUB ACCOUNT
As of the last dividend declaration date, the dividend rate was .50% with an annual percentage yield (APY) of .50% on your account. The dividend rate and annual percentage yield (APY) on this account may change every quarter as determined by our board of directors.
CHRISTMAS CLUB ACCOUNT
As of the last dividend declaration date, the dividend rate was .50% with an annual percentage yield (APY) of .50% on your account. The dividend rate and annual percentage yield (APY) on this account may change every year as determined by our board of directors.
IRA ACCOUNT
The interest rate on your deposit account is 2.50% with an annual percentage yield (APY) of 2.50% . For purposes of this disclosure, this is a rate and APY that were offered within the most recent seven calendar days and were accurate as of 09/01/2006 . Please call 248-625-2923 to obtain current rate information. The interest rate and annual percentage yield (APY) may change every quarter based on the determination of the credit union board of directors. The interest rate for your account will never be less than 1% .

Other Disclosures