Hours

It is now:
Tuesday, May 21

Main and Branch Hours

Monday – Thursday
9:00 AM to 5:00 PM

Friday
9:00 AM to 6:30 PM
(6:00 p.m. starting 6/1/13)

Saturday
MAIN OFFICE ONLY
Full Service
9:00 AM to 1:00 PM

8055 Ortonville Road
Clarkston, MI 48348
Ph (248) 625-2923
Fax (248) 625-5199

Brandon Office

4 South Street
Ortonville, MI 48462
Ph (248) 627-9944
Fax (248) 627-3873

Prime Rate

Current Rate: 3.250%

Effective: Apr 1, 2013

The Prime Rate is the rate of interest charged by financial institutions to their most creditworthy applicants. The rate is usually very consistent among institutions and adjustments are most often around the same time. However the prime rate does not change on any regular interval.

Source: Federal Reserve Bank of St. Louis, http://research.stlouisfed.org/

Rates

Savings Rates - Effective Monday, July 2, 2012
Account Type	Annual Percentage Rates (APR)	Annual Percentage Yield (APY)	Minimum Deposit	Minimum Balance to Earn Dividends
PRIMARY SHARE / SAVINGS	0.100%	0.100%	$0.00	$100.00
SHARE DRAFT / CHECKING	0.000%	0.000%	$0.00	$0.00
MONEY MARKET DRAFT	0.100%	0.100% - 0.100%	$0.00	$100.00
MONEY MARKET DRAFT	0.100%	0.100% - 0.100%	$0.00	$2,500.01
MONEY MARKET DRAFT	0.100%	0.100% - 0.100%	$0.00	$10,000.00
MONEY MARKET DRAFT	0.150%	0.100% - 0.130%	$0.00	$25,000.00
MONEY MARKET DRAFT	0.150%	0.130% - 0.150%	$0.00	$50,000.00
CHRISTMAS CLUB	0.100%	0.100%	$0.00	$100.00
CLUB SHARES	0.100%	0.100%	$0.00	$100.00
IRA TRAD SHARES	0.200%	0.200%	$0.00	$100.00
EDUCATIONAL IRA SAVINGS	0.200%	0.200%	$0.00	$100.00
ROTH IRA SAVINGS	0.200%	0.200%	$0.00	$100.00

Fees may reduce earnings on the account.
Rate may change after the account is opened.
APY could vary depending on balance attained and length of deposit at this level.

Truth In Savings

SHARE ACCOUNT: As of the last dividend declaration date, the dividend rate was .10% with an annual percentage yield (APY) of .10% on your account. The dividend rate and annual percentage yield (APY) on this account may change every quarter as determined by our board of directors.
CLUB ACCOUNT: As of the last dividend declaration date, the dividend rate was .10% with an annual percentage yield (APY) of .10% on your account. The dividend rate and annual percentage yield (APY) on this account may change every quarter as determined by our board of directors.
CHRISTMAS CLUB ACCOUNT: As of the last dividend declaration date, the dividend rate was .10% with an annual percentage yield (APY) of .10% on your account. The dividend rate and annual percentage yield (APY) on this account may change every year as determined by our board of directors.
IRA ACCOUNT: The interest rate on your deposit account is .20% with an annual percentage yield (APY) of .20% . For purposes of this disclosure, this is a rate and APY that were offered within the most recent seven calendar days and were accurate as of 04/01/2009 . Please call 248-625-2923 to obtain current rate information. The interest rate and annual percentage yield (APY) may change every quarter based on the determination of the credit union board of directors.