Hours

It is now:
Wednesday, October 22

Main and Branch Hours

Monday – Thursday
9:00 AM to 5:00 PM

Friday
9:00 AM to 6:00 PM

Saturday
MAIN OFFICE ONLY
Full Service

9:00 AM to 1:00 PM

8055 Ortonville Road
Clarkston, MI 48348
Ph (248) 625-2923
Fax (248) 625-5199

Brandon Office

4 South Street
Ortonville, MI 48462
Ph (248) 627-9944
Fax (248) 627-3873

Prime Rate

Current Rate: 3.250%
Effective: Sep 1, 2014

The Prime Rate is the rate of interest charged by financial institutions to their most creditworthy applicants. The rate is usually very consistent among institutions and adjustments are most often around the same time. However the prime rate does not change on any regular interval.

Source: Federal Reserve Bank of St. Louis, http://research.stlouisfed.org/

Rates

Savings Rates - Effective Tuesday, April 1, 2014
Account TypeAnnual
Percentage
Rates (APR)
Annual
Percentage
Yield (APY)
Minimum
Deposit
Minimum Balance
to Earn Dividends
PRIMARY SHARE / SAVINGS0.100%0.100%$0.00$100.00
SHARE DRAFT / CHECKING0.000%0.000%$0.00$0.00
MONEY MARKET DRAFT0.100%0.100% - 0.100%$0.00$100.00
MONEY MARKET DRAFT0.100%0.100% - 0.100%$0.00$2,500.01
MONEY MARKET DRAFT0.100%0.100% - 0.100%$0.00$10,000.00
MONEY MARKET DRAFT0.150%0.100% - 0.130%$0.00$25,000.00
MONEY MARKET DRAFT0.150%0.130% - 0.150%$0.00$50,000.00
CHRISTMAS CLUB0.100%0.100%$0.00$100.00
CLUB SHARES0.100%0.100%$0.00$100.00
IRA TRAD SHARES0.100%0.100%$0.00$100.00
EDUCATIONAL IRA SAVINGS0.200%0.200%$0.00$100.00
ROTH IRA SAVINGS0.100%0.100%$0.00$100.00
  • Fees may reduce earnings on the account.
  • Rate may change after the account is opened.
  • APY could vary depending on balance attained and length of deposit at this level.

Truth In Savings

SHARE ACCOUNT
As of the last dividend declaration date, the dividend rate was .10% with an annual percentage yield (APY) of .10% on your account. The dividend rate and annual percentage yield (APY) on this account may change every quarter as determined by our board of directors.
CLUB ACCOUNT
As of the last dividend declaration date, the dividend rate was .10% with an annual percentage yield (APY) of .10% on your account. The dividend rate and annual percentage yield (APY) on this account may change every quarter as determined by our board of directors.
CHRISTMAS CLUB ACCOUNT
As of the last dividend declaration date, the dividend rate was .10% with an annual percentage yield (APY) of .10% on your account. The dividend rate and annual percentage yield (APY) on this account may change every year as determined by our board of directors.
IRA ACCOUNT
The interest rate on your deposit account is .20% with an annual percentage yield (APY) of .20% . For purposes of this disclosure, this is a rate and APY that were offered within the most recent seven calendar days and were accurate as of 04/01/2009 . Please call 248-625-2923 to obtain current rate information. The interest rate and annual percentage yield (APY) may change every quarter based on the determination of the credit union board of directors.