Hours

It is now:
Tuesday, October 7

Main and Branch Hours

Monday – Thursday
9:00 AM to 5:00 PM

Friday
9:00 AM to 6:30 PM

Saturday
MAIN OFFICE ONLY – Drive Thru
8:00 AM to 12:00 PM

8055 Ortonville Road
Clarkston, MI 48348
Ph (248) 625-2923
Fax (248) 625-5199

Brandon Office

4 South Street
Ortonville, MI 48462
Ph (248) 627-9944
Fax (248) 627-3873

Prime Rate

Current Rate: 5.000%
Effective: Apr 30, 2008

The Prime Rate is the rate of interest charged by financial institutions to their most creditworthy applicants. The rate is usually very consistent among institutions and adjustments are most often around the same time. However the prime rate does not change on any regular interval.

Source: Federal Reserve Bank of St. Louis, http://research.stlouisfed.org/

Rates

Loan Rates - Effective Tuesday, October 7, 2008
Loan TypeRates as low asTerms/Information
New Auto 72 Months6.750%Rates As Low As 6.50%*
New/used Auto 2007-20085.750%Rates As Low As 5.50%*
Used 2003-2007 Auto6.250%Rates As Low As 6.00%*
Used 2002 Auto8.250%Great Used Rates! As Low As 8.00% *
Used 2000-2001 Auto9.250%Great Used Rates! As Low As 9.00% *
1999 Auto9.250%Great Used Rates! As Low As 9.00%*
Used 1998 And Older9.250%Great Used Rates! Rates As Low As 9.00%*
1995 And Older Vehicles9.250%Great Used Rates! Rates As Low As 9.00%
Vintage Auto7.750%25 Yrs And Older:rates As Low As 7.50%*
Titled Recreational5.750%Same Rate As Car Of Same Year; Rates As Low As 5.50%*
Untitled Recreational7.750%2% Over Vehicle Rate Of Same Year; Rates As Low As 7.50%*
Signature Loan10.000%Great Rates On Signature Loans! Rates As Low As 10.00%*
Share Secured3.000%Best Rate Of All - Borrow On Money On Deposit In Account
  • Your Actual APR (Annual Percentage Rate) will be based upon your individual credit worthiness, loan amount, term of loan and applicable prepaid items.
  • Additional charges may be applied for late payment.
  • A down payment may be required on any of our vehicle loans.

NEW! Apply Online Now! You don't even have to be a member yet.

Prime Rate
Current Rate: 5.000%
Effective: Apr 30, 2008

Source: Federal Reserve Bank of St. Louis, http://research.stlouisfed.org/

Truth In Savings

SHARE ACCOUNT
As of the last dividend declaration date, the dividend rate was .50% with an annual percentage yield (APY) of .50% on your account. The dividend rate and annual percentage yield (APY) on this account may change every quarter as determined by our board of directors.
CLUB ACCOUNT
As of the last dividend declaration date, the dividend rate was .50% with an annual percentage yield (APY) of .50% on your account. The dividend rate and annual percentage yield (APY) on this account may change every quarter as determined by our board of directors.
CHRISTMAS CLUB ACCOUNT
As of the last dividend declaration date, the dividend rate was .50% with an annual percentage yield (APY) of .50% on your account. The dividend rate and annual percentage yield (APY) on this account may change every year as determined by our board of directors.
IRA ACCOUNT
The interest rate on your deposit account is 2.50% with an annual percentage yield (APY) of 2.50% . For purposes of this disclosure, this is a rate and APY that were offered within the most recent seven calendar days and were accurate as of 09/01/2006 . Please call 248-625-2923 to obtain current rate information. The interest rate and annual percentage yield (APY) may change every quarter based on the determination of the credit union board of directors. The interest rate for your account will never be less than 1% .

Other Disclosures