It is now:
Friday, March 6

Main and Branch Hours

Monday – Thursday
9:00 AM to 5:00 PM

9:00 AM to 6:00 PM

Full Service

9:00 AM to 1:00 PM

8055 Ortonville Road
Clarkston, MI 48348
Ph (248) 625-2923
Fax (248) 625-5199

Brandon Office

4 South Street
Ortonville, MI 48462
Ph (248) 627-9944
Fax (248) 627-3873

Sashabaw Road ATM 24/7 ATM only
6215 Sashabaw Road
Clarkston, MI 48346

Prime Rate

Current Rate: 3.250%
Effective: Jan 1, 2015

The Prime Rate is the rate of interest charged by financial institutions to their most creditworthy applicants. The rate is usually very consistent among institutions and adjustments are most often around the same time. However the prime rate does not change on any regular interval.

Source: Federal Reserve Bank of St. Louis, http://research.stlouisfed.org/

Fees And Charges

Account History Printout (per page)$1.00
Account Reconciliation Fee (per hour)$20.00
ATM Adjustment Fee$10.00
ATM Transactions Over 6 per Month (each)$1.00
ATM/VISA/Debit Card/PIN Replacement Fee (each)$5.00
Bill Payment (if under 4 cleared bills per month) - Relationship Based$4.95/mth.
Cash Check Fee - Non Member$5.00
Check Cashing Fee - Relationship Based$5.00
Check Fee - Cashier's Check$5.00
Check fee -Credit Union / Corporate Check$2.00
Closing Account (within 6 months of opening)$5.00
Counter Checks (starter) First Set Free$2.00 per sheet
Dormant Account Fee (after 24 months/waived if under 18)$5.00
Draft/Check Printing Fee (depending on style of checks ordered)Varies
Draft/Check Copy Fee$3.00 per copy
Escheat Processing Fee$40.00
Fax Fee - first page / each additional page$3.00 / $1.00
Foreign Checks Processing$5.00
Fresh Start Checking Fee (per month)$10.00
Land Contract Maintenance Fee (per payment)$3.00
Levy/Garnishment Processing Fee (each)$50.00
Money Order Fee (each)$2.00
Mortgage Subordination Fee$50.00
NSF Fee - Drafts(Checks) With Insufficient Funds (each item)$28.00
NSF Fee - ACH and/or Debit With Insufficient Funds (each item)$28.00
ODP - Over Draft Privilege (each item)$28.00
Overdraft Transfer Fee - From Share Accounts (each transfer)$1.00
Overdraft Transfer Fee -From Loan (each transfer)$4.00
Paper Statement Fee (excludes minors and 70+)$3.00
Phone Transfer - Employee Assisted (per transfer)$1.00
Returned Item Fee (per item)$10.00
Returned Item Drawn on Member's Own Accounts$28.00
Statement Copies Fee (per page)$1.00
Stop Payment Fee - Draft(each item)$28.00
Stop Payment Fee - ACH (each Item)$28.00
Visa Gift Card$3.00
Visa Travel Money Card Reload$2.00
Visa Travel Money Card$3.00
Wire Transfer Fee - In (per transfer)$5.00
Wire Transfer Fee - Out (per transfer)$20.00
Wire Transfer Fee - Foreign Out (per transfer)$25.00

Other Disclosures