Hours

It is now:
Saturday, December 20

Main and Branch Hours

Monday – Thursday
9:00 AM to 5:00 PM

Friday
9:00 AM to 6:00 PM

Saturday
MAIN OFFICE ONLY
Full Service

9:00 AM to 1:00 PM

8055 Ortonville Road
Clarkston, MI 48348
Ph (248) 625-2923
Fax (248) 625-5199

Brandon Office

4 South Street
Ortonville, MI 48462
Ph (248) 627-9944
Fax (248) 627-3873

Sashabaw Road ATM 24/7 ATM only
6215 Sashabaw Road
Clarkston, MI 48346

Prime Rate

Current Rate: 3.250%
Effective: Nov 1, 2014

The Prime Rate is the rate of interest charged by financial institutions to their most creditworthy applicants. The rate is usually very consistent among institutions and adjustments are most often around the same time. However the prime rate does not change on any regular interval.

Source: Federal Reserve Bank of St. Louis, http://research.stlouisfed.org/

Checking

Reorder Checks

Clarkston Brandon Community Credit Union offers two types of checking accounts.

Standard Checking

Checking accounts at Clarkston Brandon Community Credit Union provide you with all of the conveniences and few of the costs of average checking accounts. With our account, you enjoy:

  • No minimum balance requirement
  • No monthly service charge
  • No per check charges
  • Overdraft Protection available for qualified members
  • MACHA Direct Deposit

Fresh Start Checking Accounts

For some, a checking account may not have worked out in the past due to unforeseen circumstances. We offer the Fresh Start Checking Account because we believe in giving members help in starting anew with their finances and we will offer assistance with educational worksheets.  Our Member Service Representatives are always available to answer questions you may have so that you will be successful in your “Fresh Start” to financial security.

Fresh Start Checking is available under the following conditions:

  • Members 18 and older who qualify*
  • No minimum balance required
  • There are no per check charges
  • Standard credit union checks must be purchased
  • Funds must be on deposit to cover the initial check purchase at the time of account opening
  • A monthly service fee of $10.00 will be charged on the 28th of each month
  • The review worksheet must be completed upon account opening

* qualification is based on a credit bureau report without outstanding check collections or fraudulent activity.  Members with credit scores under 600 with derogatory history will be offered the Fresh Start Checking under the above conditions.

Members may apply for a regular checking account after six (6) months of responsible use.  No more than six NSF’s, and no negative balances during this time and an improved credit score above 600 must be obtained.  Fresh Start Checking accountholders do not qualify for a Debit Card or Overdraft Privilege Program access.

If you have questions regarding this program or want further details, please contact us at 248 625-2923 or memberservices@cbccu.org.

Truth In Savings

SHARE ACCOUNT
As of the last dividend declaration date, the dividend rate was .10% with an annual percentage yield (APY) of .10% on your account. The dividend rate and annual percentage yield (APY) on this account may change every quarter as determined by our board of directors.
CLUB ACCOUNT
As of the last dividend declaration date, the dividend rate was .10% with an annual percentage yield (APY) of .10% on your account. The dividend rate and annual percentage yield (APY) on this account may change every quarter as determined by our board of directors.
CHRISTMAS CLUB ACCOUNT
As of the last dividend declaration date, the dividend rate was .10% with an annual percentage yield (APY) of .10% on your account. The dividend rate and annual percentage yield (APY) on this account may change every year as determined by our board of directors.
IRA ACCOUNT
The interest rate on your deposit account is .20% with an annual percentage yield (APY) of .20% . For purposes of this disclosure, this is a rate and APY that were offered within the most recent seven calendar days and were accurate as of 04/01/2009 . Please call 248-625-2923 to obtain current rate information. The interest rate and annual percentage yield (APY) may change every quarter based on the determination of the credit union board of directors.